Your security to being paid back is a second lien.

I already have experience managing properties and I’ve been learning a lot about renovations (I just can’t do most of the work right now due to the pregnancy), so I’m trying to find the best route for me now while also securing a little home for my little family.

I can bring capital to the deal, partners and then a combination of loans/hard money to secure the property and start the rehab.

Their security deposit is only $400 which doesn't even cover the cost to paint the whole unit. 

If you must pay electricity weigh the option of investing in solar panels, you might be able to find a grant for this.Set cap ex budgets at the beginning of the year and if possible stick to the schedule and budget to make sure you aren’t blowing all the cash flow on unnecessary upgrades. 

Real estate attorneys, closing attorneys, fair housing attorneys, and securities/syndication attorneys are all different.

Granted, rates were rising towards the end of last year, but the Fed has clearly reversed course on tapering.I don't believe the Fed can or will ever raise interest rates.

Please, realize I am not giving Investment Advice regarding any specific Security or Securities. 

If the investors are passive and have no active role you have a security and is regarded a syndication . 

I know in some places there is a home owner's grant that is applied to taxes if it is your primary residence.