There is government data online to see where good schools are, low crime rates, and desirable city amenities.  

You may get higher with DSCR loans but expect upfront points and a higher rate

Today the Fed said they would debate having 3 rate cuts this year, which can add up to .75-1 basis point. 

Hello, this lender at gaurenteed rate says my DTI will be too high AFTER i buy this SFH (with FHA) that i will turn into a rental later.

They will often want a new building constructed and building today with labor and materials is very expensive versus retrofitting existing building.When I buy value add vacant buildings the goal is to double the return on investment within a 3 year period.So if I can use the existing building and retrofit to same concept ( example previous burger inc. but now Whataburger wants to come in ) then not as much tenant improvements to convert.So if rent 20 a foot for 5,000 ft that is 100k NOI NNN a year. 7 cap value is about a 1,400,000 stabilized valueSo if I buy it for 400k and have 300k in it more 700k to get new tenant in the value is then around 1,400,000 based on NNN 20 a foot and a 7 cap rate exit value.If you want a premium price then you would need to sell to an end user tenant ( regional or national in nature) that wants to buy the building and put their concept in there.

Due to recent changes in commission rates, many buyer's agents are asking the buyer (you) to pay the difference in commission compensation.

The market rate is 20-25% of revenue.

Please tell me where interest rates will be when you finish your construction loan and need to put in permanent financing?

The broker said the occupancy rate is about 90% all the time because it is very close to a hospital and most of their renters are hospital residents.

Charge the tenants a higher rent rate and include utilities with their rent.