Affordable housing is a need, there is amply opportunity for MFH options when it comes to investing in Winston-Salem. 

@Theresa Harris So, you are saying that making your first question to a PM to be about expenses is the best option.

I've been residing in San Diego for 15 years and am currently exploring options to house hack.

Augusta and Athens could be another excellent option for your budget as well. 

Paying 18-20% is pretty absurd, but that is "standard" mainly because you don't have too many options.

Rachel,If you go to the link, you will see there are two options for screening criteria:  low barrier screening, or landlord's choice. 

I just want to make the best decision since I don't know much about real estate and would like to explore as many options as possible.

However, we now believe that exploring less competitive markets could potentially offer greater value for our investment.Would appreciate any mentorship or recommendations on websites to identify areas with the highest returns nationwide for multi-unit properties.

“This highlights the importance of regular tax-loss harvesting in your after-tax nonretirement investment accounts throughout the year.”Contribution to a Traditional IRAAnother option would be to contribute to a traditional IRA to reduce taxable income, subject to contribution limits and deductibility phaseouts, says McGuff.

Should I explore other hard money options or is this a roadblock Ill continue to face?