VRBO is more of the traditional vacation style and offers the exclusive  vacation destinations like a skiing location.

Be careful that you or a family member do not live in the property being purchased with this type of financing, as these loans are business-purpose only, exclusively for investment properties.

For that reason, I will be exclusively focused on the St.

No, and I suggest you not go down some path as there being any exclusive rights by posters to limit replies, BP is an open forum, not some private communication site for clicks or some niche, ask anything you like and anyone may post a reply. 

Now if you feel comfortable buying that house with her you can, not sure i would sign exclusive representation till November with her though.

Hi,I was wondering if anyone can recommend a property management company operating in Barrie and Orillia, or exclusive to Barrie or Orillia?

I am also assuming you are exclusively talking about Buy and Hold properties as your potential investment.Once you decide where you want to invest and what you want to invest in (Single family, multi-family, etc.), the first thing you need to do it put together a local team that will work in your best interest. 

As others have said already, (and probably why you feel like you're getting a lot of contradictory information) a lot of this will end up being very specific to your situation.For example, in my market:If it's not a cash offer it's difficult to win anything on the MLSOff market, unless it's a pocket (exclusive) deal, no chance without a cash offerThere are lenders around who are willing to do large HELOCs at reasonable rates, and delayed conventional financing8% annual ROI is relatively easy to get from rentals. 12% or better is common.

Now read the article and it reads much more pessimistic, with almost exclusive emphasis the negatives, with only the last two paragraphs attempt at moderation. 

If you signed an exclusive agency agreement with that realtor and found a for sale by owner and did the deal yourself, you will still be legally obligated to pay that realtor a commission.