- If disputed and applicant sends supporting evidence, perform an "Individualized Assessment" and send a 'final determination letter'

Just know that the mortgage will stay in your individual names and you'll be guarantors.

Thinking I'd sell individual loans with a revenue share so I'm not creating a security. 

Like probably most individuals who start im not a person who has a lot of capital to begin with, hence looking into the sales in arizona.

What I’m looking for is successful individuals who are willing to come and give a talk about themselves and their success in real estate and investing.It would be interesting and inspiring for children to see what an entrepreneur and business person looks like and how they can aspire to be like that.Please reply or PM if anyone is willing to help.

For a new roommate, if she wants to add the roommate then I’d move the rent back to market rent and run the new individual thru the same process as before.  

It is more like each is an individual "investing" in the project and buffered from the personal liabilities of the others.

IRA is an Individual retirement account, it is set up for individuals, not attached to any company or employer.

This can obviously be difficult and is often looked at like you are taking money from someone who had that equity already in their home and they are taking advantage of those individuals lack of knowledge or possible pain in their life that is motivating them to sell the home quickly.

I helped an old individual out of a housing situation where they physically were unable to finish the rehab.