Basically, how much evidence do you have that this tenant caused this damage?

There is an electricity in the air that we made it through another season without a chaotic apocalyptic disaster and collapse of local government.

I've bought and sold plenty of foreclosures, however the damage left after hurricane Irma in that area is a little daunting for a property I can't get eyes on.

Poor or nonexistent drywall finishing in cheap, tract-built properties from 1950 on, damaged plaster from before that.For removal purposes, there are only two kinds of popcorn ceiling: the painted-over hard ones and the still-unpainted easy ones.

There seem to be some deals in 4 season cottages that would be cash positive if rented short term on Air BNB or VRBO.

On the 3rd floor the tenants will be moving out by the end of the month and it looks like a perfect place to start an Air BNB, Nice view, private walkway, 2 bedroom, kitchen etc.

Because it wasn’t intended to be a rental, while it’s cash flowing well, it’s “too nice” to be a rental and has a lot of features a buyer would appreciate more than a renter, and would be costly to repair if damaged by a renter.

Personal Liability: For claims due to Bodily Injury or Property Damage that you becomeLiable for and which is covered under the policy.

Find out what exactly are your damages and payment.

You could pick a product where you'd only have to replace the damaged tread like vinyl treads but it'd probably stick out as the shiny new one in a bunch of dirty old ones.