Also contacted the township about the cost of permitting new pads, if they even allow it.

The tub was the type that also had the side walls as one entire piece so along with the tub that was cut out was the walls as well.I contacted the home insurance and was later told that they were unable to cover any costs associated with the replacement because it was considered "over a period of time damage" and not sudden.I was well aware of how to demo all of the old tub and to clear out the area but after that my youtube education began.

Most likely no because they signed a lease that binds them to existing terms, and unless those terms have a rent increase it is unlikely you would be able to raise the rent for the term of the lease, but contact a local property manager to be sure, they will know the law in your locality.

Your first move has to be contacting the homeowner to see if they'd be willing to let you talk to the bank regarding this. 

Send me a PM and I can get you the direct contact info if you would like.

I had enough contacts here on bigger pockets as well as in the general market place, that I sent a letter out to each one with what I was willing to pay for commission.

I asked for the bylaws and my contact told me there is none which I find hard to believeTks for your reply

Originally posted by @David Poulsen:you may call meHow do I contact you? 

There's no number I can contact.

There's no number I can contact.