You market analysis will tell you the highest and best and the possible combinations.

I would like to pick a place, take all my real estate & finance experience there, and build a long term, successful business in one location (whether it be property or paper or a combination of both)...it would be great if it could be focused in OH but I understand I also need to be realistic about the available opportunities in specific geographic locations as well.

If you were to live on one side, you could rent out the other and combine both objectives.

The bank will look at CLTV (combined loan to value, which reflects all loans) and will generally want this to be no higher than 90%.

Property 1&2 combined.9000 yearly gross 1850 ins/taxes = 7150 netProperty 39000 yearly gross 3876 pymt/tax/ins = 5124 (30yr mortgage so I pay more)So troy it seems you are saying to wait until I have another large down payment and purchase another "nice propery" instead of buying one cheap one now and another cheap one in 6-8 months?

Over 65 years of combined experience.

They are under contract for 18k combined. estimated repairs are around 30K. total value of the houses are 67k. would it be wise to hold or just find a cash buyer?

Rehab was a combination of doing stuff that wasn't planned, spending more than expected and getting into it with the city over lack of permits.

I am analyzing a potential multifamily property that has a mix of dissimilar unit types (a combination of 1 and 2 bedrooms).

Combine that with these HOA scare tactics and I'm not surprised owners are resisting the change.Submetering is a red herring.