But they had a recent bankrupcy , only 1 credit card with a $900. limit and 13 months of credit .

If you have not listened to this it is a great interview and very informative.I feel confident in my ability to raise money and have some investors currently allowing me to get in to a big deal sooner than later.

Many homes have to be raised, brought to current codes if work exceeds a certain percent of value (which could include raising, etc.).  

I spent around $2150 to mail about 4000 cards including the cost of the course ($97 i got the cheap version not the $497).

He's known that he needs to get started with raising private money for years, but hasn't been able to make it happen.

Now I'm looking to raise private money with some colleagues.  

If you look at your file more than a couple times a month, you can get "red-flagged" because D&B thinks you could be a "scammer" who is trying to build business credit and then default after obtaining cash credit cards and lines of credit.

And even if reserves look strong, be aware that you have almost no control over what the board does unless you are on it, and with the one condo we do own, I'm shocked at what they are willing to spend on, and they have no problem raising our condo fees each year.  

I owned 3 duplexes across from Zeiger elementary (owned them while they were building the school, cutting down trees and raising the water table so our furnaces under the buildings burned out!) 

For a loan or credit card, typically they only pull one of the three.