Usually small to mid-sized lenders in the area of the property are your best bank types to reach out to.  

My questions is...what type of purchase agreement do I put in place for the sale of my contract to end buyer?

This may not even be in the right area but..I have a woman who would like to take out some type of equity on her mobile home (because it needs to be fixed up) to put down on a second home and use the rest to fix and rent her current property...Is there any way that this can happen?

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What type of construction are the walls?

So, to answer your question, whether to paint or refinish or put a layer of some other flooring (e.g. laminate or plank vinyl) on top depends on the style of the house, the condition of the wood floor, and the type of wood.  

A certain type of guest speaker?

They usually deal with a lot of banks (like you're attempting to do on your own right now), so they have an idea on who can best service whatever type of loan that you need.

Plus those storefronts will be difficult to rent (at least I think so) I would be curious to ask why they are vacant, how long has it been since they have been rented and what type of businesses were in there prior.

Awesome to see someone at your age taking steps so early on in this type of field.