@Bill HamptonThank you so much for the valuable information!

It is typically better to have the heating unit to be electric because tenants tend to make sure to pay the electric bill because they don't want to lose lights, etc...

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Tenants are paying the bills.

Looking for an attorney experienced in dealing with note/mortgage contractual violations as well as what constitutes or is leverage to stop a default interest rate, misuse of construction holdback by the servicer, accounting errors and or torturous interference Experienced sponsor/developer long track record , AAA market region, hedge fund capital local servicer.

If you intend to own the property for a while and continue paying the power bill (instead of a LTR) it may be worth speaking with a bank about them financing them (a few different banks will do that around here) if you don't want to invest in the total cost of them upfront now.

Agree with Bill 100%! 

I was wondering if I should look for a duplex that has a master meter and a sub-meter, or split the utility bill in half, or implement the RUBS method....

The property's sewer/water/trash bill comes in Quarterly from the borough it's in and the account is tied to the house. 

I know in parts of the country were they have to rely on title abstractors to physically go to the court house that takes time.. and what I see taking the most time in the big back east cities we work in.. is trying to figure out the UTL bills.. in our markets here other than the city of Portland the Bills did not attach to the property.. so it was not a worry.. it was just figuring out Lien positions and regular tax's and any other Liens that maybe on the property like IRS etc..