My credit just climbed above 740 so it's by no means in the tank but there is room for improvement specifically in my credit limit.Now I don't use my credit card in the traditional American debt way since I only use it for small things and pay it off immediately.

•The Dallas/Fort Worth Metroplex is home to 23 of the richest Americans•Dallas is home to five professional sports teams: The Dallas Cowboys, Dallas Stars , Dallas Mavericks, Dallas Wings, FC Dallas and the Texas Rangers.

My Grandfather was the first African American housing inspector in the city.

It's really up to the tenants to work this out between them (they're adults). 

People don't spend because they are Americans or save because they are Japanese. 

The down-side is that the local municipalities and townships are a bit unfavorable to MF since they are trying to keep an "american dream" feel within the area (ownership of SFH are preferred).

Thank you for the recommendation, it is crazy how no American companies stock Brick Stain (everything I have seen is Canada or international). 

Good luck with contractors but Mason Walker is a great lender.Title companies in Great Falls are good...I used, Stewart Title & First American

When seeing if applicants are qualified to rent in my unit, can I combine all the incomes from all the adults who will be living there? 

Some landlords charge a separate application fee and get credit and background checks for every adult living in the unit.