Howdy folks,

First of all I would like to thank anyone and everyone that has responded to my previous posts! This website has been massively helpful in getting my mind right to work towards my first real estate property.

Now to my selfish stuff, So I've come to the realization that the safest thing for me to do right now is keep saving until I have a decent down payment and a small reserve to deal with property repairs. The Denver market is finally hitting a plateau so I'm starting to get more serious about my options. One of my main regrets is that I didn't have a credit card until last year so my credit score could still use some boosts. My credit just climbed above 740 so it's by no means in the tank but there is room for improvement specifically in my credit limit.

Now I don't use my credit card in the traditional American debt way since I only use it for small things and pay it off immediately. So my question to you is this: Should I be working to boost my credit limit to raise my score even higher or is 740 good enough for traditional loans? I also would like to get some benefits from paying off a credit card so I'm looking for points, cashback, or miles to do some traveling. Let me know what you think!