Some areas do better with SFR's, but I'm seeing that you typically get more CF with multifamily homes. 

and if so is it typically the 30 year financing?

It will have huge negative cash flow when you add in items such as PM (use 12% because while the rates are lower there is typically items like re-sign fees, find tenant fees, and contractor service fees), vacancy, maintenance/cap expense estimate, and miscellaneous. 

The title insurance rate is slightly lower but you typically end up paying higher fees on the other end.

What sort of qualifications does a local bank typically look for when generating a portfolio loan?

If you do plan to sell selectively at some point, you should either aim to do so at the end of the term (typically 5 years) or see if the lender will write in payoff amounts by property into the loan.You'll need to check with local investors/PM companies etc. to find who the good commercial lenders are and then start calling until you find one interested in the loan.Hope this helps!

This sucks because your VA loan is still in useStandard Mortgage: This would typically be at 80% of the appraised value.

Typically what I end up seeing is banks willing to loan 80 of the Appraised value but with a cap at 90% of whatever you have into the deal. 

Our issue with the bigger players is how interested would they be in a smaller leasing opportunity vs the massive office buildings they typically get. 

If they are typical Govt workers who are just hanging on until they can draw a pension, do NOT buy into any deal that keeps you in bed with them.2) How long are the leases?