But I'm thinking about evetually buying property in miami FL. :) wife will be going there to get her phd.

My only thought is to get some high-heat paint and just paint it black to match the rest of the fireplace.I'm sure you rehabbers come across these types of inserts all the time.

On a porch you can use any coating and color but over a house I always use Cool/R in Solar White as it prevents over 90% of the sun's heat from getting into the house.

Small town has less than 1% vacancy rate, most buildings have a 2-3 year wait list.Minuses: Windows are very old, but well maintained and 3 of 4 tenants pay heat and hydro so replacing them would not be a large saving to me to have new windows put in.We would be putting 20% down at 2.84% over 30 years.

The pavement and building retain heat and you can feel it getting cooler getting out of the downtown area.

I flew them banner-towing in Miami for a little while.

As in: the paper is turned down rather than towards the heated area.Would you replace the insulation or just remove it and leave it uninsulated?

Funny, I had a tenant call my PM and ask "when the heck are you gunna turn the heat on, I'm freezing!!"...

Cleaning unused space, heating it, cooling it, insuring it and paying taxes on it, is just nuts.Join a club and entertain there!

I recently acquired a 4 family home and was trying to determine what kinda of capital improvements I can do to the property short term that can add value to the home as well as justify a higher rent price.I've looked at every apartment listing in a quarter mile and have determined that the main thing they all have in common is a dish washer (which I'm ok with installing) and a Airconditioning unit.Now the apartments all have a separate central heat system and ducts.