House hacking is an excellent strategy for beginners, and it sounds like you've done your research and are ready to take the next step.When evaluating your first investment property, here are some key factors to consider:• Location: Choose neighborhoods with high rental demand, low vacancy rates, and potential appreciation.• Property Condition: Assess property condition and potential renovation needs.• Rental Income: Determine potential rental income for each unit.• Expenses: Estimate operating expenses including property taxes, insurance, utilities, maintenance, vacancies, and property management fees.• Financing: Explore options like FHA loans, conventional loans, or portfolio loans.• Cash Flow Analysis: Use a tool or spreadsheet to calculate projected cash flow.Based on your estimate of $300 per month in cash flow, make sure to verify that this aligns with your financial goals and risk tolerance.

But just because it pencils in $20k above its value doesn't mean I should buy it that high right? 

Potentially a good idea to search out a good Non-QM/DSCR focused mortgage broker thats on the ground in Las Vegas to find you a good optionDSCR Loans: What Are They And How To Get The Best Termshttps://www.biggerpockets.com/...DSCR Loans: How To Use Pro Strategies To Save More And Make Morehttps://www.biggerpockets.com/...Multifamily DSCR Loans: A New High-Impact Loan Option For Real Estate Investors?

Forced “partnerships” just have a very high probability of failure.The first thing I’d do is check out the buyers personal financial statement.  

We will be selling one high equity house with low cash flow, and transitioning into high cash flow houses in an area where we already own houses.  

You'll need to just get the work done and I highly recommend NOT arguing with the appraiser over it. 

According to Experian "78% of U.S. consumers' FICO® Scores are higher than 620." 620 is objectively a very bad credit score with a high probability of delinquency.For my rentals, 700 is the minimum and any applicant with lower credit score will need someone else to serve as a personal guarantor.

Interest rates and high purchase prices are pushing a lot of people away from buying.

I suppose if that LO wanted to play by the rules and tell whoever needed to know, they could have ended up calling the loan, but seems highly unlikely that this would happen especially if you are making your payments on time. 

I'm also looking for oneIf i could chime in and help in the search:be sure to find an accountant who is willing to grow with you, and is not too high priced fee-wise.