With that being said, be sure to check out the NC State Bar (the agency that governs attorneys--e.g., grants and revokes licenses, etc): 1. http://www.ncbar.com/discipline/disorders.asp -- link where you can see if there is any disciplinary order against the attorney2. http://www.ncbar.gov/public/alternatives.asp -- link to the attorney-client assistance program.

Heck, even our government officials claim their vacations and get caught.

The ones I am familiar with are limited to 50% LTV, some hard money lenders, and some government backed loans.

People run a lot of smack about CA and rightfully so when politics and government enter the equation, but you have to take the bad with the great I guess.Hope you stick around and stay active.

They are not dependent on their families, their employers, or the federal government.

@J Scott I haven't read it, but I guess I'm on a roll right now against the government telling all of the stuff that is "illegal".

There are other risks, such as job losses due to government run amok (Obamacare, etc.).

Some of the people you will be working with have anger issues with police officers, government officials etc.

I do think your right that the banks and the government didn't learn a thing from the housing crash.

The only income source this tenant has is probably from government disability subsidy and insurance check.