It's all kind of "kitchen table closings" if you will.

http://www.investopedia.com/articles/pf/07/refinancing_mortgage.asp#axzz2H8V7K2FBI built an amortization table to corroborate his "net worth" numbers but there are 2 conceptual issues I need further elaboration on.1.

Have you talked to lenders to find out exactly how much capital you will need to bring to the table?

But, out of curiosity, I was thinking about removing the graphs and table but posting a simplified summary of my research in the forum to see how much traffic it receives.

Steven, I probably read pub 527 to literally, but table 1-1 lists wall to wall carpet as an improvement as it does the water heater.

"Funding at the table" is a matter found addressed with wholesale banking and note purchases, something most investors won't be reading.

Once they realize that a replacement is off the table, they can put on their problem solving thinking caps.

I personally never say no to applicants, I just ask for them to bring more to the table...usually a higher deposit or a co-signer with good credit/income/assets.

Is renting out the house you want to sell on the table?

I am offering this as another tool researching areas based on Census data, nice visual tool instead of tables!