The first one was a mess, with a broker and her spouse/office manager being really nasty people.I wish I didn't buy a BMW for appearances sake. 

I don't know about the turnaround and come after the customer part, but you are correct in the over inflation of the cost... 

., as this is my first time pursuing Freddie SBL, I'm using a loan broker. 

I officially requested that the agent contact the broker of the selling agent to see if all of the pertinent information was presented to the seller and conveyed in an appropriate manner. 

The links don't work since you put your custom figures into them.

I then encouraged them to talk with a commercial broker.

I knew it would likely get rejected on paper so I called the listing broker to put a human element to the offer.

If I were working with an agent/broker, there would just be commissions/fees, and I would retain 100% ownership in the property. 

@Chrissy Arnold  EXACTLY  lots of Hat and NO cattle in this business.. that would be the first thing I would want to know what is there capacity to transact.. if they are trying to get you on the come ( the OP)  and drown you in futures.along with majority of their revenue has to be from making what in essence is real estate broker fees  IE wholesaling.Denver it is quite tight for inventory.. you would probably be better served to get a license and work for an established top producer on their team.. were you really get paid... now if this is a big well capitalized group and you know for sure they have many millions in cash and credit ready to rock then that's another thing.. but your position should be a paid for position if they have the wherewhithal to do this they should be able to easily afford you on salary and small bonus..  

I'm NOT an Agent/Broker, but I am a local investor who lives in Broken Arrow, which is suburb of Tulsa.