My thought is to write your representatives about this if you agree with it.Ultimately this is an indication that the Feds do not have any qualms about changing the terms of any tax advantaged account.

if so should i have a real estate attorney write one up?

i am still learning. but i advice you this have paper trail and everything in writing.

I suppose you could get an attorney to write up a termination of liability, but wouldn’t be surprised if that doesn’t add at least a grand or not more.

Once the family members with disabilities or who are sixty-two (62) years of age or older, or any other family member, no longer reside(s) in the premises on a permanent basis, or the title is transferred, the property owner shall notify the zoning official in writing, and the accessory family dwelling unit shall no longer be permitted, unless there is a subsequent, valid application.As you can see, it's really all up to the zoning department of that city or town, and my guess is that if your proposed use doesn't meet the above, they will not approve it.It doesn't really sound like they're talking about an entirely separate structure, so if that's true then the question about getting bank financing for such construction would be moot, but it's possible I'm reading the above wrong.As far as whether you can build on the empty small lot in general, you'd want to look up the zone of the lot on the assessor page and then look up the Permitted Uses section of the Cranston zoning ordinance to see what can be built there and Zoning Districts Designated to see if your lot meets the minimum lot size to build something.

Speak with the neighbor and get something in writing that you spoke with them about the issue.

@Arwin Nassiri I provided a write up on my thoughts about the hi-desert on this post: https://www.biggerpockets.com/...

If they want to continue the lease, I would put in writing the terms of what you negotiated.

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff.6.

I mean really why even be here just to work and die.Getting back to why I’m writing this in the first place, recently over the past year I have been very intreated in the housing market, financial knowledge and personal growth topics.