A DSCR loan will be the easiest to qualify for as it does not require any personal income documentation such as W2's, Tax Returns, etc.

Additional costs like HOA dues, neighborhood maintenance funds, and property taxes over the duration of the build should be factored into your financial strategy.The foundation of any successful partnership lies in a robust operating agreement.

They asked that contractor pay for the tow and the damage to their car ( which we are unaware of at this point to what extent that is)Our contractor feels they had no liability .To add he is a great contractor and has saved us many times from big costs dealing  with code inspectors etcMg question to the forum is should we compensate the tenants for anything ?

This has always been the big downside to syndications - no tax deferral available without starting to daisy chain cost segregations and bonus depreciation.  

I will give an example, in San Diego at 50% rent ratio (experienced investors should do better than this), the prop tax alone is 20% of the rent.  

Is taxes going to be higher today or higher in the future? 

Keep in mind that they will be looking at your tax returns.  

I think it MAY save some $ when it comes to tax time - I think we would have a lot more deductions possible to take, she could possibly have REP status.

Originally I had a business credit card on file and come to find out they were 2 of the properties which had the insurance and taxes in escrow we were still being charged for.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).