As someone who works primarily with investors its rewarding being able to help clients to continue to grow their portfolio and receive referrals from them. 

You need to get a quote from another Bank which will help save you some money and hassle. 

This helps a lot. 

We are looking at purchasing a turnkey property near UTSA where it will be our primary residence for two years and then a rental. Is it worth the risk to purchase a property that will not cash flow immediately? We’ve ...

Hope that helps. 

I'm not sure if prices have hit their lowest point yet, but they have come down a lot from when they were very high last year.Thanks for the help in advance.

@Alex McGhee -- Below may help you get started:Stage 1: Educate Yourself on the Probate ProcessStep 1: Spend 1 Hour Reading about the Probate Process in Your Stateo If property does not go into a Trust then it goes to the Probate processo Google your state’s probate process and educate yourselfStep 2: Practice Explaining the Process to SomeoneStage 2: Get the Probate ListStep 1: Find Location of Probate Records at the County Courthouse or Town/City HallStep 2: Search for the Probate listings on the Computer, Day Book, or filesStep 3: If your courthouse has a computer system Record Volume and Page Numbers in ExcelStep 4: Pull Volume & Page for more Detailed Information.

Just like everything else in life, get started, keep honing those skills (i.e. keep reading, keep learning, keep attending the meetups) and watch yourself get better and better witch each property you buy.I hope this helps and good luck on your real estate journey!

I am sure she is sending him letters (or using other methods to contact him) as well.I'm a small long-term buy-and-hold investor myself, but this property is about 4 hours away from my own market, and would be used personally by my wife and I if we were to acquire it.I'd really like some help from you large operators who work these deals all the time, as to how best make contact with the owner and see if he were interested in selling.  

Hope this helps!