(the cost of such policy as quoted to me by multiple companies + the cost of dwelling/fire is STILL less than what insurance costs me now)c: Once this is done, seek out a proper refi.My question is this, is this the wrong strategy?

I would be more than happy to give you advice and guidance.  

This may be a stupid question, as I'm not seeking to do anything unethical...

Consider sending messages to other members for specific guidance.

I have been building capital to the point that I think I'm ready to start investing and could use a bit of guidance on how to either take advantage of this hot market or how to effectively invest in neighboring, more reasonable ones.

Thank you for any help/guidance you can lend!

He wants to buy a buildable lot, seek financing and hire a GC to build. 

All in all, I haven't found a solution with the mortgage lenders that allow me to free up most of my capital quick enough to purchase the amount of properties my plan requires for this year.I'm seeking out for advice from people that has encountered or solved this issue.

I am currently seeking an investor for the acquisition of the lot next to mine for assemblage with the purpose of constructing a multi-family condominium building.

I was hoping that you all could provide some guidance on how I should get started in my current situation.