4 years ago I relocated my family for career purposes.

Wouldn't a loan for "getting back on crack" be a consumer purpose loan or are you referring to more of a business purpose loan, such as for inventory?

@Amir Saeed Many title companies will let you use their systems for this purpose, especially if you have a relationship with them.

For instance, my assessed value for property tax purposes went from $229,000 to $273,000.

Bigger pockets is a great site for a lot of purposes but i have found that it doesn't provide a lot of quality borrower leads.

From there I'm planning to renovate distressed properties for buy and holds out of state for cash flow purposes because as @Mike D'Arrigo mentioned cash flow in CA leaves much to be desired.

Hi everyone,I'm in the process of refinancing a mortgage and would like to hear your opinions on these two options.For illustration purposes let's say the mortgage balance is $30k and I'm going to refinance it into either a LOC at 6.25% or a 15 yr note at 5.5%.

Use your own rating system as to the purpose of the investment and what the average time a house is on the market.

For liability purposes, all of my properties will be owed by a corporation that I'll be setting up.

I'll refinance out once the renovation is complete, and after the year (for tax purposes) I'll have either the option to sell the whole building, or hold it and rent both units.