There's no way around the 20% down minimum for an investment property--creative options like the piggyback mortgage are only for primary residences. 

I think Columbus is a great option to consider.

Just wondering what some have experienced with these two options and why they like one over the other.Thanks in Advance and cheers!

I'd weight the options of high EMD with an inspection contingency so my money isn't at risk, and low(er) EMD with no contingency and I could lose my money.

Here are a few options: 1. 

There are LOTS of options to weigh out, pros and cons lists to make.This is actually just a means to an end, however because I have an idea of a STR PMC that consults with apartment investors and owners. 

Just get an option on it, at a price that works for your plan.

Plus, I'm looking into STRs and MTRs, so lenders that have experience with and options for those types of properties are also ideal.If anyone has any advice on what to look for in these types of lenders or any red flags to be on the watch for, feel free to comment below as well.I look forward to hearing from everyone.Thanks!

It might work for your borrowers, however.If it’s ok that you are not the direct lender, but you still want to control the deal and take a cut, there are other options, so you don’t have to say “No” to prospective borrowers:You can originate loans using white paper offered by many larger lenders.

What are the legal options of landlords and property managers in this situation?