One tidbit for your specs for your new loan - the new rental income on the property you're purchasing will be counted at 75%, not at face value.

I hold two properties in an LLC, one property is currently a STR with less than 7 night rental on average and I provide hotel-like hospitality services and materially participate.

Financing rate is the smartest one to choose if I want to continue to purchase nhomes down the road.

@Cory M.Depends what kind of banking you need, but after searching high and low state department federal credit union (with an American citizens abroad membership first, like 100 bucks) and capital one have worked best for me to avoid the nightmare you mention of trying to deal with US banks from outside the US.

No one here can tell you how they might decide.

So, no one group is the primary focus of the laws. 

Each one wants to come out and look down into the hole and comment on what else you need to do. 

I had zero one-on-one time consulting or tax strategization, only submission of my tax criteria and completion of my returns.

Inspectors may note it during that part of the process but I've never had a buyer ask me to have one done, or ask if they could have one done; people are either comfortable with it based on the inspection report or they're not and they pull the plug from there.

One thing I highly recommend (whether they're voucher tenants or not) is to make a visit to their current residence part of your screening process.