I included the data from 2019 because original poster lied/was mistaken when they said we were back to 2019 levels, which obviously isn’t true. 

Below is a high-level view of what I learned about the three major tenant segments.Tenant Pool SegmentsWhile segment generalizations may not apply to any specific individual, generalizations are useful when evaluating segments because most members share common behaviors.

There WAS a bit more than I expected, but not at the level you mention. 

Yes, the exclusion applies at the parent’s level.

OR Number of Bedrooms + Lofts with Real Beds X 3 - 2 = Maximum Capacity The home had a happiness level.

I'll be doing the vast majority of the work (at a professional level) myself so I can afford to throw some more $$$ towards materials to really make the building stand out.

If you make sure to keep 6-12 months worth of expenses in cash reserves, you can continue to house-hack and expand your portfolio with a relatively low level of risk. 

But most importantly, lenders will demand a certain level of rent and net income, with a track record typically of three years at that amount.

Depends on your experience and comfort level.

For one, you must consider combined income as your level to qualify on income.I have it in my written criteria that if one applicant fails the screening, the whole group is rejected.Maybe you can reject because one has no landlord references.