Though we can do that, LLC is preferred by most of my clients.o Individual credit will be used for determining max leverage (80% LTC is highest available) and interest rate.o Personal income, taxes, and debt-to-income ratio will not be utilized.

I also feel like there are potential tax benefits to a loan instead of contribution/distribution.

The LLC should help you lower transaction costs since you as the LLC Manager can buy/sell property, taxes, etc by writing checks from the LLC's business account.I rolled my SDIRA from Equity Trust, no LLC (poor service, high fees) to Madison Trust w/LLC about 6 years ago.

I keep telling him that we’ll need to jump on something once the flip is done otherwise we’ll be paying more in taxes. 

Some states allow tax and fee free transfer between spouses.

Your cost to attend court is a tax deductible expense but I don't believe it is something that can be added for the judgement.

Steve, the question should be more along the lines of whether you want to build a retirement fund vs try to bring in passive income now.

Also, I think, the investment risk is more connected on the chosen project- property income, market value of the project.

If you don't have other income and want to tap into your home's equity, you should use as little as possible.

After a closer look into the disclosures, it turns out that the ADU (permitted, junior ADU) was being rented for supplemental income on Airbnb.