Have you looked into DSCR Loans - they are the current go-to for STRs and don't require any DTI, and are back pretty consistently at 20% down min.Check out this recently published article on BP on this exact topic, hope it helps!

Sometimes in states like OH or PA, a lender might require you to buy it out, which increases your rate. 

Buying in A/B-class markets like Marietta and Lawrenceville will not require property management as long as you properly screen prospective tenants.

Moving out sooner will trigger questions but most lenders require an explanation (i.e. needing more space) and they move on.A couple of thoughts that come to mind:1.

I requested a refund within the required 3 day period, but have yet to hear when I will get my refund. 

I also recommend not getting a washer dryer with a bunch of electronics, I only get ones with dials, unless you have a high end unit that requires a higher end set of appliances.

How much money is required?

I can't comment on if there was discrimination or not in your case as I wasn't involved, but the above requirements would be in place if Jeff Bezos called me for a loan to develop a new Amazon Warehouse and was willing to personally guarantee it and pledge his personal mansion and pay triple the normal mortgage broker fee.

I am not aware of that specific requirement.

Class A provides investors with more security by knowing that they are investing in top tier properties, with little or no outstanding issues requiring further capital expenditures.