Yes, they drew me in with a very low APR and points, but the process to prepare for underwriting has been daunting to say the least. 

@Ashly Frasso Commercial loans will largely depend on the performance of the asset, rather than your personal financials. 

Here in San Diego I’ve seen projected financials that yield a 4-cap.

I am open to investing in different areas of he country but eager to get started down the path of financial freedom.

I would love to hear how other investors structure the returns for a financial partners on small/medium multi family buildings? 

My goals are financial freedom and building generational wealth for my family.

Bottom line is there is zero financial advantage to charging below market.

You might consider finding people age 30-50, Income $70,000 or more, high Financial Stability Score.

They are going to ding you for your current condo payment, the income from the other 3 units will help, but its a good idea to iron out the financials before hand.

Yup, that pig that was bleeding him emotionally with the 16 tenants that he have to manage (or a property manager who is taking their cut of his table scraps) is now bleeding him financially as well.What would you do if I told you that "this widget I'm selling is currently giving me $100 per month BUT, it has the POTENTIAL to give me $300 per month if I invest MORE money AND TIME into it.