The fees just seem excessive to me... are these pretty standard across the industry?

I saw this more-so when rates were lower and it was more likely that your excess cash value could yield a higher return.  

We invest excess personal income into our rental property business. 

I found out that the property is on a high water table and there was a sump pump in the crawl space to help with excess water.

I’ve only evicted for non payment of rent and that can take in excess of 2 months uncontested, if contested it can last longer.  

Also, there is a great appetite for housing north of Seattle.

You can expect each bank to have differing appetites for investment properties so make sure you chat with a few.

This got a lot of churches interested in doing something with excess land on their church campuses. 

My concern is if it’s more easily damaged – I read that you have to use a specific ph cleaner and can’t have too much excess water (like mopping) or it will damage the terazzo and cost more to fix. 

(1) Spread cash flow equally, (2) send all cash flow to one and rotate between properties quarterly, or (3) send all fash flow to a specific property to pay off)  the idea to save the most interest.Example:3 properties1-$75,000 mortgage @ 5.25% 20 year, $7,000 cash flow2-$145,000 mortgage @5.25% 20 year, $11,000 cash flow3-$145,000 mortgage @ 5.255 20 year, $10,000 cash flowOption 1 above would be to apply the respective cash flows to each propertyOption 2: Jan, April, July, Oct  send $2300 each month to property 1Feb, May, August, Nov send $2300 each month to property 2March, April, Sept, Dec send $2300 each month to property 3Option 3:Send all excess cash flow to proerty 1 until paid off and repeat.Again, I am only concerned about the math on the paydown, assuming everything stays equal.