It's strange that you've had little interest in the portfolio of properties...unless they're not producing income or improperly priced based on location, condition, etc.

For example, in Tulum, we now find ourselves in an oversupply situation, which is going to get much worse so I wouldn't surprised to see prices going down in coming years.In Baja California Sur, price appreciation was actually well above 10% during and right after the pandemic but it has returned to normal levels now.2.

Best practice is to have equity that you can sell if this happens or you are positive your W-2 income, good credit and equity position will allow you to refinance fast to another lender in the future if this happens.

The minute you pay off those mortgages then your equity sits there earning 0% a year. 

Investing in passive income and venturing to other business ventures.

One element you must incorporate into your search is income predictability. 

Hi Kostyas, I am in a similar situation as you but have avoided the substantial presence test so far.May I ask how your foreign income is treated in the US?

Did you have to show proof of income?

Because I have large reserves and have multiple income streams, I value gain from appreciation more than the cash flow that ends up taxed.Good luck

I can see that this will do well in similar locations where rents are highest and people are looking for additional income.