While there isn't necessarily a 12 month seasoning requirement to refinance in this instance, your loan amount will be limited to the original purchase price + closing costs/fees/points if you refinance before the 12 month seasoning period has passed.

If they do charge a fee it's typically minimal and meant to cover the costs of the meeting room, etc.

Should you want down the road, think about buying a home with a laneway cottage or an inlaw suite for her and the main house for you as that will cut down on housing costs. 

Yes, I was worried about making a costly mistake on my first property or buying a bad deal or in a bad area.

These codes can impact the cost and feasibility of property development.

Dear Tenant, Due to increases in costs, I am forced to increase your rent.

@Jeremy PastorI would tell you the neighbor look, it’s my property unless you can prove otherwiseIf you want we can get it surveyed and it will cost $1,000.

It still cost around $100K, but that is way cheaper than building a 2 bedroom ADU from scratch.

I dont need to see the report , I see the grocery bill , the gas prices , the rent prices ,insurance costs . 

Biggest mistake of my life, was not keeping 50 or so more of the 500 I flipped in Cleveland, cost me millions.