Hm.. that seems odd ... but I guess its caveat Emptor for the reader then...

As soon as he points the finger that it's actually your house and you just had this arrangement in order to get money from the bank for doing work on your own house, your whole house of cards will come tumbling down.  

I think credit card debt is probably the obvious category that needs to be kept a little to zero balance due to typically high rates, but what about auto loans?

Either he or she or they, probably him, got mad and took it out on the property, if you knew about it sometime ago, you should have terminated the lease, committing a crime or assault or having a lover's spat isn't a free card to destroy the property anywhere.

I came out of the deal with 15k in equity but in the process I ran into a lot of unforseen issues that resulted in me maxing out my credit cards just to obtain the occupancy permit and to start prepping the house for resale.  

It syncs up with all of our credit cards, auto loans, mortgage, and banks.

Yellow letters, professional letters, zip letters, text postcards, pictorial/full color postcards, greeting cards...etc, will all appeal to different people. 

The landlord pays for the reports by credit card and collects the fee from the tenant.

I have seen many investors that I network in Houston that main focus is creating the business cards, websites, attending classes, going to networking events and they complain they have not close a deal in months or even a year, and the reason is that they are focusing in the wrong activities.Best Regards Hector Perez

Savings is important - 6 months of living plus expenses to start up your business (licensing, MLS fees, professional orgs, E&O insurance, basic materials like business cards and signs, plus marketing you plan to do) seems a reasonable estimate.