boards and beams in East Hanover has or will mill anything that you could ever need.

The hardest part about getting a good rental in San Antonio is on the buy @Ray Li The renters are easier than you think... the next problem is finding qualified renters as always!

You mentioned your fiancé, can you also use his credit/income to qualify?

If you qualify for it - this would be much better choice compared to SD IRA. 

Sometimes investment property appraisals tack on an extra $100 or so for the property’s rental income estimation if they are going to count the property’s rental income towards helping you qualify for the loan. 

A qualified painter should be able to deal with the dry wall cracks as part of the job. 

Brent, I honestly don't know anything about FHA loans because I have never used one and haven't qualified for one  in a long long time.

The house does not qualify for windstorm insurance because the roof has major termite damage and needs to be replaced (including the trusses).

As a buyer's agent I like having the knowledge that my client actually can get approved for the amount of money they have been told they qualify for.For commercial loans my clients use local banks live AVID Bank in Palo Alto or Comerica.For residential loans I like Bank of America right now. 

Is it hard to actually qualify for this loan?