As a former student myself, I’d prefer to live on the West side as well.My only concern about the West side is I feel that the student rental market is over saturated and would be worried about finding student renters each year.

My biggest concern is figuring out the most I can pay for PITI and still come out on top renting it out.

Might find slightly lower rates, but would be accompanied with a much higher loan fee so it really depends on what is in your best interest. 

I have considered creating an LLC and deeding properties into it but am concerned about "due on sale" clause.

That is my first concern, I do not see a fair way it would be symbiotic for the both of you.

I'm using dealmachine for the lists for a direct mail campaign.my concern is the houses that are owned by a corporation or out of towner that is most likely STR the home.My question is how do I get my letter into the owners hands.

Credit is a snapshot of your past so if you've had a good track record, the assumption is you'll continue.I would be concerned about starting a business with such trepidation and thoughts of failure. 

Can’t believe this happened.They suggested i make a payment on one of my credit cards to hopefully help bump the score up but I’m concerned that it will take more than a couple days for that to happen.  

My concern is I don't want to be taxed for prop 1 and then have to chase my partner for more money later on during tax season.

Water and foundation issues are a big concern in some parts of Sioux Falls.