Thanks for your help, how safe or protected are Roth IRA accounts from creditors ?

If the area seems relatively safe , then I think it alright.

Its free, and will do most basic office functions.There are some online calculators, but you won't survive in this business unless you can run either Excel or a financial calculator.You can also use my quick and dirty google docs version.

Did some research online and couldn't find the answer as to whether or not this new insurance policy was state law.

My grandmother always say "better safe than sorry" So I am disecting every single approach to coming into REI

You can post ads on all of the major free online classifieds and watch the calls start to flow in.

Are there sample ones available online?

I saw your post, and tried to see a safe way around it, but nothing comes to mind.

Use the many online sources to research phone numbers and start small with the direct mail until you've found what works for you.

Too many people just sit around and read books and look at houses online but never go out and actually do it.