It's always a good idea to regularly reassess your coverage to make sure you're not paying for more than you need.

A hard set adhesive works much better.One thing I see you didn't chart and all users of floating floors need to check their installation instructions before purchasing if whether the product is warrantied for installation on stairs, many are not.

Also check your inbox, because I am sending you a message shortly about connecting and talking about house hacking since I am trying to go down that path to.

Most of the properties I was into totally for under $15,000 didn't need a bank or credit check and no down payment.

If you like sharing what you've learned with others and also learning from a community that waaaaay into the deep dive and strategy know-how might be worth checking out.

Check out chicago wholesaling groups on Facebook.I am not sure you could say the law is settled down because no one still has any clue who or how it will be enforced.But wholesaling here continues... mostly unchanged from what I see although some are certainly getting licensed.

Maybe you just need to check some box or put the numbers in a different spot.You aren't even posting here because you have an investment, right? 

You do need to check electrical, plumbing, sewer, etc.

I'm also trying to get an answer on this, but seems like there are far more assumable commercial loans than there are residential, but from what I can tell, it's just a case by case sort of thing and you have to check within the loan docs or with the original lender to find out if it applies to a specific loan. 

Finally, it was sold on May 17, 2023, for $265,000 (check it out: https://www.redfin.com/IL/Chicago/8903-S-Union-Ave-60620/home/13108431).