But I'm still undecided to what path to take in real estate investing.I'm currently a small business owner (very small) in the construction industry.

You can see the influences of big business in this country, clearly in the ACA that took on our health care system and the outright war declared by the industry in all kinds activities to sabotage the Act.

i can pull the bills and see, just having never been a long time renter I didn't know what the "industry standard" response would be.

Here's some info Brandon Turner did on his Blog:http://realestateinyourtwenties.com/blog/hard-money-lenders-loan-sharks-of-the-real-estate-industry/Alternatives you might try would be private lenders - friends, relatives, real estate agents, contractors, etc.

If that number is positive its added to your income figure if its negative you have to qualify for it as a monthly obligation similar to a car or min credit card payment via the typical 43-50% debt to income ratio depending on where your reserves/assets/credit are.If you've held the property long enough and filed rental income the schedule E of your tax return (or corporate return) will be used to determine the net income.The formula for net qualifying income once the tax return is filed is made to seem complicated however in essence it is the monthly average net operating income(NOI) based on tax return minus monthly debt service payment.

In other words, I'll show the property if I think there is a much better than average chance they'd want to buy it -- not just any buyer who happens to be looking that day.

On average, most of our loans and loans I see go out from other lenders are in the 12-14% and 2-4 point range depending on the term.

Based on MLS comps, other mobile homes in the park have been selling, on average, for around $40k or $45k in the past 6 months.

I am new to the real estate industry and am looking for trustworthy people I can work with and learn from.

Welcome to BiggerPockets @John Weidner, it's always great to have an industry professional, that's active on the investor side as well, join our ranks!