We have to sign personal guarantees. 

A monthly retirement check is a nice thing -- steady, guaranteed minimum income, especially in the months where you have unexpected turnovers or the tenant has trashed the house so it's vacant longer than expected.  

For this scenario lets say its guaranteed.

He discourages entering into your own Flipping practice due to the risks, and guarantees an 8% ROI (or more) when investing with him (simple, safe and secure).I would really like to know if anyone on Bigger Pockets has done any business with Bryan?

It's also insane to me that these guys won't let me borrow against properties that I currently have 100% equity in with my current guaranteed income and credit score.  

No guarantee if the phone number is current.

Cash gives the seller a more guaranteed closing. 

I also signed a personal guarantee to both the bank and the seller since I purchased in an LLC. 

Can you obtain a conventional mortgage through the company as I am sure they would want the personal guarantee of the person purchasing the home vs a shell corporation?

I've told them my wife and I will give a personal guarantee on the loan, which in my mind removes the lenders risk of not getting repayment.