In a few short months I'll have reached the summit of my 12 year long endeavor to graduate high school and receive my diploma.

They have knowledge, they have gone to school, took a test, got a license, take continuing education classes and know local experts to advise them if difficulties arise.Does the wholesaler do that?

I do not plan on keeping my girlfriend in there forever but she does enjoy working with children and had been going to school to become a teacher.

My user name is Climer School.

Probably beginners luck but it lit the fire to do more now that I am back in the USA .I graduated from UCF (Go Knights!)

I working part time while I continue business school part time (-2-3more years), then hopefully getting a brokers license and going full time as broker/investor.

I use the term friend loosely because they are not friends but more like younger kids at school her daughter goes to and her daughter is the babysitter and is being paid.

I live right next to HP, and am weary on whether or not I want to venture into the city due to the poor schools and low income levels.

I'll you what, though, I thank my own intuition every time I think about how they could have scammed me out of big money.In short, there is no substitute for hard work and lessons from the school of hard knocks.

And there is no new dept on my credit report, how could my score drop 70 points and if I pay off school loans in full how long and how much could it rise.