If your property’s value has increased or you’ve built up equity, that could also help improve your terms.

I contacted a local attorney who is very knowledgeable about this and he helped me understand that this is a Columbus law.  2.

Is there a website that shows this kind of information publicly?

This one is controversial because they will do a deal, and you may collect a fee.

However, this might involve significant upfront costs and logistical challenges.

LTV- 75%DSCR 6.75% this rate will bring my mortgage from 2285 to 2116Pre-Payment Penalty 5-4-3-2-1%Loan origination 1.5%Buydown option 1.5% to make it 6.375% this rate will bring my mortgage from 2285 to 2035Appraisal 725$Underwriting- 1295$Thank you guys! 

But there is a lot of missing info that makes it hard to even begin.As other's noted, it could be any number of things, some more common than others.It might not even be bathroom related, i.e. a roof leak that is showing itself in a bathroom (but presumably this would be present when raining and shortly thereafter).Toilet, could be wax ring or the O ring that connects tank to bowl.  

or would this be your first deal?

Any personal experiences with providers would be helpful.3.

Just curious if anyone has used this company before?