How you weight those factors will likely yield your choice.

Usually there is no HOA or agreement on who is responsible for the upkeep of the duplex.  

One more thing for major consideration -- if you're not buying with 100% or high % cash, then in most cases your "low" offer probably won't carry much weight at all.

Pickups also can tow heavy weight for the most part and plow snow with ease.

But this is my first time running into something like this so regardless of his answer I'm not sure the kind of weight "recent bankruptcy" has. 

The best opportunities I've seen in the 5-20 unit range came from my normal mailings and normal upkeep with residential targeted sellers who ended up owning multiple properties and were ready to phase out/cash out.

Beyond this amount the extra cash is split to be weighted in favor of giving the active partner a higher percentage. 

If I think you are a lite weight or will play games I will ask for an increase EMD and will decrease your inspection time.

From what I gather she is getting really tired of the high cost of up-keep on the property too.

Therefore alot of investors want to invest where people own their home and upkeep it.