We are on target for another solid year.

I'm sure you have heard about FHA loans, they are great for house hacking, and you can get a better understanding of your next steps by hearing their recommended options as well.

Maybe someone can help me understand

I understand about Saturdays. 

But you'll learn a lot by calling around and it will help you understand what you need to do to "fit in their box" in the future.

AKA Work-ready.I purchased the home with an FHA loan, and my original contractor (as required by FHA otherwise I wouldn't have used one) underbid the contract not understanding the inflexibility of such a loan.

I understand it has the possibility to change yearly but I didn’t expect it to almost double what the mortgage is on the property.

If you have a cat that pees or sprays, understand that even if LVP is waterproof, it can seep through where planks connect or edges/trim to reach to the subfloor or slab, causing major odor issues. 

I understand that location is super nuanced, but before delving in on a micro scale I wanted to know what the big overall picture is in your Opinion!

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.What else can we assist you with?