When you own lots of rentals, due to the nature of how they are taxed you may be in the negative at tax time (on paper). 

In my experience, the best mentor/apprentice relationships happen naturally.

The duplex naturally costs more so your down payment will be larger.

Here are some more details and specific questions.History7/27/04 - $550,000 (sold)3/30/11 - $489,900 - expired after being listed for saleRelease of MortgageLiving Area - 3266sqft in 04 - Natural Gas Heat/Central Air2011-  Oil Heat - 2600 sqft living5br - 3.5 bathsCOMPS in the are currently area around $400,000 but not in a location of this type as these COMP values are actually in busier locations and not quite as nice.A couple of questions.

What we try to do and can't seem to get away with is use the pretax figure because its naturally larger and works out better for us.

Hello @LaTisha maybe you've watched this already, but if you haven't, watch this webinar: http://www.biggerpockets.com/pages/webinarreplaytime sensitive (6 hours left)

Obviously the economy and markets are cyclical in nature so rates go up and down.

You sound like your skills make you  a natural fit for this!

Therefore, I'm asking any of you if you know the most appropriate HUD-registered broker within the North Central MA and Southern NH area, who has handled many closing of that nature (cash closings to be more specific), and who would be willing to submit multiple offers on HUD properties, with a high chance of closing many transactions with me.Thanks A Million!

What you don't want is for it to be a sensitive point of contention every time it rains.