(Now it is a lot with some (non-human) charred remains to clean up.)

I have done this in originating a 90% purchase price loan in which the remaining 10% is financed from another lender.

would be appreciated - my numbers for this property are here below:Market Value $320k; Zillow says the home value will stay the same for the next year though (it has tapered off in the last year)Remaining Principal: $110k5BR, 3BA + Basement, 2500 sq ftCurrent Rent: $1950/moExpenses: $1900/mo (5% vacancy rate, estimated expenses, $500 HOA, $4800 in property taxes, $1800 in insurance, $900 P&I included)Located in Suwanee, GA:Great Schools Rating: 9 (High School), 8 (Middle School), 10 (Elementary School)Niche Grade A+; Public Schools A+, Jobs A, Crime/Safety B, Cost of Living C+24% Rent, 76% Own#2 Best Public Schools in Georgia#5 Best Place to Raise a Family in Georgia

But you are tying it up in a highly illiquid form for a long time.Bottom line: I'm not seeing how this property is going to make you money. 

They can not only cost you an arm and a leg if you follow their standard pay off schedules, but they can seriously undermine your loan approval chances with a lender.If your debt is tied to a fixed mortgage, I wouldn't worry about it as much as long as your overall DTI is low & payments are easily made.

How do I input the front end loss of rent for that unit and then apply the rent for the remaining time?

Rates and inventory remain low, demand remains high.However, not all markets and submarkets are in the same position.

But the passion for REI remained.

Is this correct (rough numbers):  6900 balance, pmts of 182, 78 pmts remaining. 182 * 12 mo = 2184/6900=31.6% (rough numbers only).

For example If I am 70 years old and we are seeing say 2 million in profits each year I will still be able to take out 800k via a salary ect and re-invest the remaining 1.2 million after it is taxed.I live in Texas.