The goal is not to sell my products but purely to educate and get people on my list.

I can't wait to be in your position of pure financial independence!

And what Zack Childress and REI Success Academy offers is pure BS!

Most of the properties on Zillow, Trulia and Realtor.com seem to be a poor deal and gone quickly e.g 2 properties I analyzed using BP rental calculator had cash flow of $200 to $300 as a pure rental.

They really aren't a big deal, pure laziness ("omg i have to look at a census map soooo much more work than FHA and who cares if my borrower would save a couple grand a year") is the reason many will not do it.

I'm buy and hold long term, so I don't care about if the retail market tanks - as long as those rents keep coming in, so I underwrite purely from a rent perspective.

So not mortgage free, but it would still help.This is purely an exercise in thought process.

I would say that I am inclined not to take these tenants based purely on what you and everyone else above has said re credit score.

Or is that pure fear I'm feeling :)

@Brian GeraceI think you're referring to a pure GV with your friend and not a syndication, so I'll concentrate on GV.