But given my goals I started thinking maybe my city may not be the best option for the type of properties I am targeting.

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+, zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680, some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

HB 1377 seems to state that DADUs would be able to be sold if it is condominiumized, not sure if that is an option for you or not but it looks like it will be an option soon.

If you need help running numbers to determine the return of both options, or simply chat further feel free to reach out.

As long as the property cash flows positive, the tenant is buying the rest of the property for you

So, these restaurant owners are actually trying to SOLVE that problem for their business.Given it's you're only current applicant, there's some other options:1) What has their current landlord stated about them?

It will probably not positively cash flow while you are living in it (unless you make some changes that I will get to in a sec) but it would still be a win because you would be paying down a mortgage rather than renting and I imagine your monthly housing cost might end up lower, AND you will now benefit from appreciation.

You would have some additional flexibility and often they won't worry about your W2 income if you think that might be an issue, as well as your credit.Certainly a lot to consider, happy to connect and talk through your options if you would like!

I also have extreme anxiety and having my neighbors pissed at me is 100% not an option for me.

In fact, this and modifying the main photo to show a dog has had a positive impact on our bookings.