The grades reflect more than intelligence, high school grades reflect personality as by high school personalities are formed.

Taxes are about $4500/year but I assume we'd be able to depreciate half and that isn't reflected in the mortgage calculator so maybe we'd be making more. 

But, it's in the city's best interest to improve areas as it will later be reflected in the tax assessments.

The lease agreement is used if you purchased the property and it is not yet reflected on your tax returns. 

If you are getting a darker shade, then add up light to the ceiling as granite has flecks and they reflect the light and this makes them look amazing.

The results reflect the thoughts that both you and @Bob Bowling have posted here:San Francisco has incredible returns.

Any advice would be greatly appreciated. it's a 2 family zoned as a 3 family which would only require light renovation and a kitchen install to bring it back to 3. 1.3k purchase price, I'm bumping to 1.32 and asking for a $20k seller concession to help cover closing costs (not reflected in spreadsheet).  

As I reflect on my first few years, here are a few tips that i have picked up along the way.

Her lease reflects that she will pay for garbage and electricity, it was signed in 2015.

This is the primary reason why rents must reflect the true value of a property.