Sometimes that is not possible because of local laws and regulations and sometimes it is not possible because the tenants will move to a property where they don't charge for utilities.So you might actually look at physically separating the utilities.

Life insurance is meant to insure that your heirs that depend on you for their well being do not become destitute of you die.

If not, why focus on areas you can't physically see?

Ask the contractor to check and see if there are any units at their supply house that may have some physical defects which you may be able to get a discount.

How can I get a physical copy of the most updated landlord tenant law book in South Carolina????

It would be hard to summarize my business in one sentence, but I sell a mix of digital and physical products online. 

We are both physical therapists, make around 150k. 

.: If you are trained for physical endurance, you'll probably kill it with door knocking.

Firstly to gain experience on what sort of issues to look for (physical, legal, financial, or otherwise) and how to find them, and secondly to increase capital faster than my job allows.

Good information and the opportunity to physically meet a good group of people in the industry with a diverse skill set willing to share and learn.